About Franz Gerber
Whether you are a first time home buyer or upgrading in the very active real-estate market, I can help with the mortgage pre-qualification and offer my advice as a Mortgage Broker, not a banker.
At a bank you will be dealing with an employee of the bank, interested in maximizing the profit of the bank. You will be offered a small selection of products that they have and that's it.
A Mortgage Broker will always present you with multiple mortgage options from various lenders and will find you the best rate at best conditions. Best of all, you don’t have to worry about paying me. In most cases I will be compensated by the lender.
I can provide you with creative refinancing strategies and equity take out options for purchases or to catch up with your creditors.
As a Mortgage Broker, I can help you reduce your debt load through a debt consolidation strategy, increase your credit score, and find solid financing for you by means of private financing or a chartered bank.
I am also a certified Reverse Mortgage Specialist. If your parents are ailing and need in-home medical attention, and you are looking at an insurmountable avalanche of bills for your parent's care, we have a solution for that as well.
2 year fixed
5 year fixed
5 year variable
Usually as a first time home buyer, one is filled with anxiety and questions as you feel like you are about to sign you life away forever. However, with the help of Franz, home buying and the first mortgage was easy. Due to his professionalism and wealth of knowledge in the industry it made the experience less worrisome. He was able to answer all my questions and put my mind at ease. His impeccable service and care to attention makes you feel like a valued client. I would highly recommend his services to anyone looking for a mortgage! Thanks so much Franz for all your help!! I truly appreciate what you were able to do for me!