Real-Estate Investor

Investment Plan

Perhaps you are in the same situation as I find myself in. In the 90s and into the years past the millennium, I invested into the real-estate market. My income was sufficient to buy a rental home every few years. My investment plan as a smart real-estate investor worked out really well for me and I accumulated equity in each one of my homes over the years.


The PITA Factor 

Monolender and the Mortgage Broker

When it comes to sources of funding for mortgage loans, there seems to be confusion amongst prospective mortgage clientele, even with the mortgage broker customers, who are re-investing into the real-estate market by purchasing larger homes, town-houses or condominiums for their families. The paradigm seems to be influenced and manifested by

Home Equity Line of Credit

Every so often I am approached by my clients for a Line of Credit drawn on their home, or expressed in more technical terms, drawn on their home’s available equity. Although they have heard about Lines of Credit, they are not quite sure what they are and how they work. That is where a mortgage broker comes in handy with advice and a lending strategy for you and your family.

Credit Strategy

Many Canadian home owners do not have a Credit Strategy. Canada’s household debt-to-income ratio shot up to 163.4% in the second quarter of last year, meaning that the Canadian debt ratio is worse than that of our neighbours to the South. Recent increases indicate homeowners are not acting on warnings about unsustainable debt levels. The debt-to-income ratio in Canada is now